s fTerms & Conditions
Please note that if you choose to purchase an online course via the installments option, you are agreeing to complete all payments on the dates that they are due. It is not possible to cancel or opt out of future payments due to a change of mind about the course, so please choose carefully.
Declined Payment Policy:
All outstanding payments are due, in full, within 7 days of the first declined payment.
Declined payment notifications are delivered via email and include simple instructions to bring the account current. Once the account is brought current, no further declined payment notifications will be sent. Should requests for payment receive no response or accounts remain overdue for more than 7 days, program access and benefits will be temporarily suspended. Program access will be reinstated if the account is brought current prior to the next scheduled payment date. Should requests for payment receive no response or accounts remain overdue through to the next scheduled payment, the entire account will be considered delinquent and will be suspended.
If your account is suspended temporarily but brought back into good standing within 7 days of suspension, no further action will be taken. A second suspension will be considered a pattern and no further declined payments will be permitted. A third declined payment will result in removal from the program and from all program benefits. In some cases it may be possible to reactivate the account at a later date for a fee ($150).
If a client is actively enrolled in more than one program and is current on payments in one program but delinquent/suspended from another, the client will continue to receive benefits of the paid program as long as the account remains current and until the program is paid in full or completed.
Once the program is complete or should payments become delinquent, the client will be placed on permanent suspension and will not be permitted to purchase any future programs.
A monthly late charge of $10.00 or 1.75% (APR of 21%), whichever is greater, will be assessed on unpaid balances every thirty (30) days.
Anyone who pauses their installment payments for longer than 2.5 months for an online course, will need to sign up for the relevant online course again if they wish to continue.
For all courses with a mentoring component included, you can ask questions and receive mentoring in the forum for up to 12 months following purchase. (After 12 months, you will still be able to access the forum to share your experiences with others, but you will need to get your questions answered by our mentors within 12 months of purchase.)
Refund Policy – Sessions
Sessions can be cancelled under some circumstances (e.g. in cases where Akashic Record reading research has not been started). Please note that there is a $10 charge for session refunds. This is to cover our expenses with exchange rates and administration (it gets quite costly converting your fee from USD to NZD and back again for a refund).
If you need to reschedule your appointment, please let us know 24 hours before your appointment and we can find another time and day.
If you make an appointment and you don’t show up for it, we will wait 15 minutes and thereafter will conclude that you aren’t showing up. We do not refund for missed appointments.
Refunds on Courses
Due to the nature of digital data, we do not refund digital goods purchases.
Refund Policy – Email Readings
Your reading must be redeemed within one month from purchase. If you wish to cancel and get a refund, please let us know ASAP. The earlier you let us know, the more likely it is we can give a refund. We can’t guarantee it is possible to refund your reading after you have purchased it – this is because Anna can start the Akashic Records research for your reading at any time. Once Anna has started this process and invested time in your reading, a refund is no longer possible. In circumstances where we are able to issue a refund, there is a $10 charge to cover admin expenses and the cost of converting your payment in USD to NZD and back again (Anna charges in USD but her local currency is NZD.)
Refund Policy – Stripe fee
Anna’s payment processor (Stripe) charges a 2.9% fee on all transactions, which is non-refundable under all circumstances. So, if you request a refund for a reading, and it is deemed necessary, you will be refunded — minus the Stripe fee on your original transaction.
Clients who are in a crisis should see a doctor, financial advisor, lawyer or relevant professional before booking a session. Sessions are not a substitute for advice or treatment that you would normally receive from a professional such as a lawyer, doctor, psychiatrist, or financial advisor. All sessions are for your own personal growth and spiritual purposes.
Blog Legal Notice
You are 100% responsible for what you do with the information on this website. This website is intended to provide educational information on topics related to spiritual development. Anna is not engaged in rendering legal, medical, financial, or other professional services. If expert assistance is required, please seek the services of a competent professional.
Anna has endeavored to make the material on this site accurate. The information should be used only as general guide, however, as she cannot guarantee that this information is free of typographical or content errors. Furthermore, each piece of content contains educational information only up to its original publication date.
THE INFORMATION ON THIS SITE IS PROVIDED “AS-IS”. THE AUTHOR(S) AND THE PUBLISHER WILL ASSUME NO LIABILITY NOR RESPONSIBILITY TO ANY PERSON OR ENTITY WITH RESPECT TO ANY LOSS OR DAMAGE RELATED DIRECTLY OR INDIRECTLY TO THE INFORMATION ON THIS SITE. NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, ARE MADE. THE PUBLISHER WILL PROVIDE NO REMEDY FOR INDIRECT, CONSEQUENTIAL, PUNITIVE OR INCIDENTAL DAMAGES ARISING FROM THIS SITE, INCLUDING SUCH FROM NEGLIGENCE, STRICT LIABILITY, OR BREACH OF WARRANTY OR CONTRACT, EVEN AFTER NOTICE OF THE POSSIBILITY OF SUCH DAMAGES.
If you don’t wish to be bound by the above, you should leave the site.
Blog Comments Policy
If your comment is considered to be obscene, off-topic, or offensive, it will be removed.
Anna is an affiliate of Binaural beats that are sold via the Unexplainable Store – this means that she will receive a small commission if you choose to purchase via her link. This does not affect how much you pay.
Anna is also a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
If you click on one of Anna’s affiliate links and purchase a product through Amazon, she receives a small commission and you receive the standard Amazon price. Anna only recommends products that she has personally used and loves.
All prices displayed on this website are in US dollars.
Rider Waite Tarot Image Acknowledgment
Illustrations from the Universal Waite Tarot Deck are reproduced by permission of U.S. Games Systems, Inc., Stamford, CT 06902 USA. Copyright ©1990 by U.S. Games Systems, Inc.
Further reproduction is prohibited. The Universal Waite Tarot Deck® is a registered trademark of U.S. Games Systems, Inc.
This directory contains a list of intuitives who have completed the Akashic Record Reading or Intuitive Reading Programs facilitated by Anna Sayce.
By clicking the links on the graduate directory herein, you are agreeing that you understand and accept the following:
- The Akashic Record reader designation means that the person has received para-professional training in how to give an Akashic Record reading and/or an Intuitive Reading, and has graduated from one or both of these programs.
- Some Akashic Record readers Anna has trained are licensed health care professionals, but most are not, and an Akashic Record reading or any other kind of reading is not a substitute for medical or psychological care.
- Anna Sayce makes no guarantees regarding a session with an Akashic Record reader.
- By contacting an Akashic Record reader listed on our website, you agree that the session is an agreement created solely between yourself and the reader, who are all independent contractors entirely apart from Anna Sayce and that you do so at your own risk and responsibility.